Jeśli chodzi o wliczanie spłaconego kredytu to w ustawie nie ma nic na temat wliczenia go w cenę sprzedazy. Ustawa mówi, że można wykupić tbs w cenie rynkowej pomniejszonej o zwaloryzowany wkład własny. I dopiero potem tbs z ceny która uzyska w pierwszej kolejności musi spłacić pozostały kredyt obciażający to mieszkanie…….
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