Zawsze aby zwiększyć zdolność kredytową, możesz wziąć do kredytu kogoś z rodziny, mamę, tatę, siostrę czy wuja (jeśli się zgodzą). Wtedy automatycznie „dosztukowana” osoba z dochodami zwiększy zdolność. Dla banku to będzie dodatkowe zabezpieczenie więc i sam kredyt powinien być tańszy.
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