Ubezpieczyłam mieszkanie w TBS, doszło do zalania przez warunki pogodowe. Ubezpieczyciel wypłacił mi odszkodowanie, ale zada pisma podpisanego przez TBS, w którym m.in. przyznają się do winy powstania tej szkody. Do tbs nie zgłosiłam jeszcze tego zalania, nie naprawiłam tez szkód. Proszę o porade co powinnam teraz zrobić?
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