Drogi Pawle nie masz elementarnej wiedzy, to nie pisz…Tak to jest najem, ale trzeba się oprzeć pierwotną ustawę o TBS, która stanowiła, że po 30-stu latch spłacimy 80% wartości mieszkania i będzie je można wykupić spłacając kolejne 20%…W czynszu jest wliczony również kredyt…
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